Accept Online Persons Across Africa And Around The World.

Accept Online Payments Accept Payments Send Money Receive Payments Manage Billing Cross Border Banking

Accept secure online payments across Africa with Mutual Africa Pay. Simplify transactions, expand your business, and receive payments in multiple currencies effortlessly.

Accept Online Payments with Ease

Grow your business across Africa with Mutual Africa Pay.

Whether you sell products, services, or subscriptions, our platform makes it simple to receive payments from customers anytime, anywhere. Fast, secure, and convenient — online payments made effortless.

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What We Do

Smart, Innovative, Modern Payments For A Modern Africa

Mutual Africa Pay simplifies online payments acceptance and management across africa, we provide:

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FAQ

An african merchant account allows you to Send, receive, and manage online and in-person payments across Africa only, it allows you to accept Africans currencies and make cross border payments.

The Mutual Africa Pay Global Merchant Account is a multi-currency business banking solution tailored for African businesses and entrepreneurs to engage seamlessly in the global economy.

It enables you to accept, send, receive, and hold payments in major currencies like USD, GBP, EUR, CAD, Aud and HKD

It depends on your business and target market.

If you sell or operate internationally, a global Merchant Account is best.

If you operate only in Africa, an African Merchant Account is most suitable.

You’ll need a US, UK, or European-registered company, valid business documents (registration certificate, tax ID, and proof of address), and director ID verification.

If you don’t have a foreign entity, Mutual Africa Pay’s Nexus Program can help you register a US or UK company to get started.

Once verified, you can accept, send, and hold payments globally in multiple currencies.

Sign Up For Free And Start Accepting International Payments

Accept and send payments in multiple currencies, streamline your international operations, and unlock global growth with Mutual Africa Pay’s Global Merchant Account.

Start your application now.

African Merchant Account

Start selling across Africa with ease, get a free merchant account today
Key Account & Payment Features
Accept online and one-time payments across Africa, enabling instant customer transactions.
Use smart invoicing and automated billing to recapture lost payments.
Accept recurring billing and subscriptions In Major African Currencies
Enable payments through popular mobile money services: M-Pesa, MTN MoMo, Airtel Money, Orange Money, EcoCash, Wave, Chipper Cash, OPay, PalmPay, and Paga.
Collect payments directly from customer bank accounts via debit order in supported countries.
Enjoy built-in security and advanced fraud protection to ensure all transactions remain safe and secure.
Give your customers flexible payment options—Offer Scan and Pay, Tap and Go, Text to Pay, Payment Links, and wallet-to-wallet transfers with Google Pay, Apple Pay, and more.

Global Merchant Account

Unlock global opportunities and build instant trust with a US-based merchant account
Key Account & Payment Features
Accept, send, receive, and hold multi-currency funds in a FDIC-insured US business checking account.
Accept in-person and mobile payments easily.
Use smart invoicing and automated billing.
Enable direct ACH debit in the US, Canada, and Europe.
Access tax management and reporting tools.
Unlock startup funding, venture capital, and angel investor connections in the US.
Get verified seller accounts on major e-commerce platforms like Amazon, eBay, Shopify, Walmart, and Etsy.
Offer flexible Buy Now, Pay Later (BNPL) payment options.
Give your customers flexible payment options—Offer Scan and Pay, Tap and Go, Text to Pay, Payment Links, and wallet-to-wallet transfers with Google Pay, Apple Pay, and more.
$ 350
/ Onboarding Fee
Onboarding Fee includes US company formation And local agent fees
To access venture capital and startup funding, a C Corp is required to meet US regulatory requirements.

Custom Merchant Account

The complete business suite for serious growth.
$ 49
/ Month
Includes Everything in the growth plan, plus
Corporate card issuing (virtual & physical)
Advanced business and financial automation
AI-powered tools for analytics and reporting
Integrated CRM system
Sales and marketing automation

Mutual Africa Pay is Africa’s leading neobanking and payments platform designed for individuals, entrepreneurs, and businesses across Africa.

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