Retail and service point of sale for in-person transactions on any device. Every sale synced live with inventory, accounting, and payments — recorded, reconciled, and reflected in your financial reports automatically without any manual input.
Point of sale in Mutual Africa Pay is not a standalone till system — every sale connects directly to inventory, accounting, and payments, keeping all business systems current with every transaction.
Run the Mutual Africa Pay point of sale on any smartphone, tablet, or desktop — no dedicated hardware required. Use what your business already has. iOS and Android supported. Works on any screen size, optimised for touch operation on mobile devices.
Every POS sale immediately reduces the relevant stock levels. Inventory is always current — no end-of-day manual stock update, no separate stock system to reconcile with sales. When stock falls below threshold, low-stock alerts trigger automatically.
Every POS sale creates the correct accounting entries automatically — revenue posted to the P&L, cost of goods sold calculated and recorded, and the cash or payment position updated. Your financial records are always current without any manual bookkeeping after POS sales.
Accept cash, card, EFT, and mobile money payments at the point of sale. Each payment method recorded separately — giving a clear view of payment method mix and enabling accurate cash-up at end of day or shift.
Generate digital receipts for every sale — sent by email or WhatsApp immediately after the transaction. Customers receive proof of purchase instantly. All receipts stored in Mutual Africa Pay as part of the transaction record.
Run point of sale across multiple store locations simultaneously. Each location has its own stock, its own daily sales view, and its own cash-up. Consolidated sales reporting across all locations available from the management dashboard at any time.
A POS sale in Mutual Africa Pay is more than a transaction — it is a financial event that updates inventory, accounting, and payments simultaneously, keeping every business system current without any manual action after the sale.
Add products with prices, stock levels, and categories. Products are immediately available in the POS interface — searchable by name or scannable by barcode.
Select products, confirm quantities, apply any discounts, and process payment. The POS interface is designed for speed — a complete sale in seconds.
Payment is processed through the selected method. A digital receipt is generated immediately and sent to the customer by email or WhatsApp.
In the background, stock levels reduce, the P&L records the revenue and cost of sale, and the payment is posted to the correct account. Everything updates simultaneously — no manual action required after the sale is completed.
Point of sale serves any business making in-person sales — from retail shops and restaurants to service businesses and market traders.
A clothing retailer with three locations runs Mutual Africa Pay's POS on tablets in each store. Stock levels across all three locations update in real time with every sale — giving the buying team live visibility into which products are selling fastest at each location. End-of-day cash-up is faster because all card and EFT transactions are already reconciled automatically. The owner reviews consolidated daily sales across all three stores from their phone each evening.
A café processes all counter sales through Mutual Africa Pay's POS — coffee, food, and retail products all tracked. Inventory reduces with every sale, and the daily P&L updates in real time. The owner knows each morning's revenue and gross margin before leaving the premises — without manually reconciling a till or entering sales data into a separate accounting system.
A hair salon uses Mutual Africa Pay's POS for both service bookings paid at checkout and retail product sales. Service revenue and product revenue are tracked in separate categories — giving the owner visibility into the relative contribution of each revenue stream. Product inventory updates automatically with retail sales, triggering reorder alerts when stock falls below threshold.
A market trader uses Mutual Africa Pay's POS on their smartphone to process card and mobile money payments — meeting the growing expectation among African urban consumers for digital payment options. All sales are recorded automatically, receipts sent via WhatsApp, and daily takings visible in the Mutual Africa Pay dashboard — giving a professional financial record for a business operating in a dynamic market environment.
African retail and service businesses operate across diverse environments — formal retail spaces, informal markets, mobile operations, and multi-location setups. Mutual Africa Pay's POS is designed for this diversity — working on any device, accepting the payment methods African consumers use, and connecting to the same financial system that manages the rest of the business.
Point of sale is included in Mutual Africa Pay's Summit plan and above. Connect your in-person sales to inventory, accounting, and payments in one system.
