Pricing — Mutual Africa Pay
Pricing

Simple pricing for
every African business

Four plans built for every stage of growth — from your first invoice to enterprise scale. No hidden fees. Pay in your currency.

Monthly
Annual Save 10%
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Plan 01
Solopreneur
Start managing your business at no cost
Free
No credit card required
👤1 User
🏢1 Business Entity
🔢100 Invoices & Quotes / month
Ideal ForFirst-time business owners, freelancers, and anyone starting out who needs the basics to run and get paid
Accounting
Invoicing & Billing
100 invoices/month cap
Expense Tracking
P&L Reporting
Payments
Payment Links
Operations
Client Management
Quotes & Estimates
Shared 100/month cap
Document Storage
Tools
Mobile App
WhatsApp Notifications
Plan 02
Growth
For Entrepreneurs, Freelancers & Small Businesses
per month
👤3 Users
🏢1 Business Entity
🔢1,000 Transactions / month
Ideal ForEntrepreneurs, consultants, retail shops, agencies & growing small businesses
Everything in Solopreneur, plus
Unlimited Invoicing & Billing
Balance Sheet
VAT / Tax Reporting
Supplier Management
Multi-Currency Payments
Utilities Payments
Basic Reporting
Plan 04
Enterprise
For Corporations, Institutions & Governments
Custom
Tailored to your organisation
♾️Unlimited Users
🏢Unlimited Entities
🔢Unlimited Transactions
Ideal ForCorporations, financial institutions, government programmes & multi-subsidiary groups
Everything in Summit, plus
Enterprise Payments Infrastructure
Dedicated API Environment
Advanced Settlement Controls
Audit Trail
POPIA / GDPR Controls
Advanced Access Governance
Business Lending Access
Forecasting & Analytics
Executive Dashboards
Multi-Subsidiary Management
Custom Workflows
Dedicated Account Manager
SLA Support
Onboarding & Migration Assistance
Custom Integration Services
Common Questions

Frequently asked questions

What is included in the Solopreneur plan?

The Solopreneur plan is permanently free — no credit card required. It includes invoicing, expense tracking, payment links, client management, quotes, document storage, and the mobile app, with a cap of 100 invoices and quotes per month.

Can I upgrade at any time?

Yes. Upgrade from any plan at any time from within your account. Upgrades take effect immediately and billing is adjusted pro-rata for the remainder of the billing period.

Is there a long-term contract?

No contract is required on monthly billing. Annual billing offers a 10% saving and is charged as a single annual payment. Enterprise agreements are structured to your organisation's requirements.

How does billing in my currency work?

Select your currency from the dropdown at the top of this page to see plan prices in your local currency. Billing is processed at the live exchange rate applicable at the time of payment.

What happens when I hit the Solopreneur invoice limit?

We will notify you as you approach your 100 invoice and quote limit. You can upgrade to the Growth plan at any time to remove the cap and access additional features.

Can I migrate data from my existing system?

Summit and Enterprise plans include full data migration support, allowing you to import your existing financial records into Mutual Africa Pay without starting from scratch.

Get Started

Start with Mutual Africa Pay today

Begin for free with the Solopreneur plan, or choose the plan that fits where your business is going.

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